Personal Finance
Personal Finance
Personal Finance
Consumer Banking Recommendations
Economic Growth, Regulatory Relief, and Consumer Protection Act
The Economic Growth, Regulatory Relief, and Consumer Protection Act (abbreviated EGRRCPA; Pub.
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JPMorgan Chase Posts Record Revenue Amidst The Banking Crisis
[Full Article](https://www.cnbc.com/2023/04/14/jpmorgan-chase-jpm-earnings-1q-2023.html)
The bank [said](https://www.jpmorganchase.com/content/dam/jpmc/jpmorgan-chase-and-co/investor-relations/documents/quarterly-earnings/2023/1st-quarter/be0fc3a0-c499-4af9-933c-6e7f75025097.pdf) profit jumped 52%
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Consumer protection
Consumer protection is the practice of safeguarding buyers of goods and services, and the public, against unfair practices in the marketplace.
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Wall St Member Banks have been packaging MBS in to CMBS... Wall St started to accumulate entire neighborhoods and pass them off as CMBS... CMBS is MBS 2.0.... Its called "Private Label CMBS" and almost entirely funded by Member Banks...
Good morning Apes of the world.
I do believe that Wall St started to package entire neighborhoods in to CMBS... They are essentially wrapping up entire neighborhoods and calling it "CMBS". This has artificially kept the prices of housing/rents up.
The FED... Pays money to "member banks" to pass th
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Dodd–Frank Wall Street Reform and Consumer Protection Act
The Dodd–Frank Wall Street Reform and Consumer Protection Act, commonly referred to as Dodd–Frank, is a United States federal law that was enacted on July 21, 2010.
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Google Trends today - India
`<script type="text/javascript" src="`[`https://ssl.gstatic.com/trends_nrtr/3316_RC03/embed_loader.js`](https://ssl.gstatic.com/trends_nrtr/3316_RC03/embed_loader.js)`"></script> <script type="text/javascript"> trends.embed.renderWidget("dailytrends", "", {"geo":"IN","guestPath":"`
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Open banking
In financial services, open banking refers to the use of open APIs and open source technology to provide greater transparency for account holders.
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Powering the Future of FinTech with Machine Learning: Uncovering Groundbreaking Applications Transforming Finance and Tech Industries
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https://preview.redd.it/u13xbaxxfowa1.jpg?width=1620&format=pjpg&auto=webp&v=enabled&s=c9cee02218b6b364cd9245cdd2a075ecb25ff562
Financial Technology, or FinTech, has been revolutionizing the finance world by leveraging technology and innovative approaches to provide be
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CIMB
CIMB Group Holdings Berhad (MYX: 1023) is a Malaysian universal bank headquartered in Kuala Lumpur and operating in high growth economies in ASEAN. CIMB Group is an indigenous ASEAN investment bank.
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Regulatory environment of cryptocurrencies in Bahamas
Cryptocurrency has been a hot topic of discussion globally, with various countries and regulatory bodies grappling with the challenges and opportunities it presents. In the Bahamas, the government has taken steps to regulate the use of cryptocurrencies in the country.
**Bahama’s sand dollar**
The
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Financial Assistance Recommendations
Help for people in need
If you know of any others, feel free to list them.
https://www.reddit.com/r/povertyfinance/comments/8p28v1/tips_for_being_actually_poor/
https://www.reddit.com/r/povertyfinance/comments/ehp010/poverty_finance_essentials/
https://www.reddit.com/r/AskReddit/comments/a42lsx/what_are_the_best_life_ha
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G20
The G20 or Group of 20 is an intergovernmental forum comprising 19 countries and the European Union (EU).
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A Refute of some of the false claims made by conservatives on the panel.
**Pre Destiny Joining the Panel:**
Indiana's 1st Congressional district: TheMarieOakes in response to the question is "Is it working class?" said "Yes, it's Gary Indiana, Indianapolis, that whole region." While I will agree it is working class, and it does contain Gary Indiana, [it does not contain
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Disaster Financial Assistance Arrangements
Disaster Financial Assistance Arrangements (DFAA) is a program of the Government of Canada that provides financial assistance to provincial and territorial governments following large-scale natural disasters.
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Alt News, Razor Pay and Section 91 | #Privacyofthepeople: 91 problems but this ain’t one
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https://preview.redd.it/25kc8ec0mvb91.png?width=1600&format=png&auto=webp&v=enabled&s=c0b15c22f03abd8060b53ab56d667b2fab93e717
# tl;dr
Delhi Police issued a [**notice**](https://www.newslaundry.com/2022/07/07/was-razorpay-legally-bound-to-share-alt-newss-data-yes-a
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National Social Assistance Scheme
The National Social Assistance Programme (NSAP) is a Centrally Sponsored Scheme of the Government of India that provides financial assistance to the elderly, widows and persons with disabilities in the form of social pensions.
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[Econ] Picking Up The Pieces - Je Manger
President Jovenel was assassinated at perhaps the worst possible time, July 7 2021. This was a pivotal moment in Haitian history, and his death has directly led to the rise of street gangs that entirely stopped the nation from operating for some time in 2022. This lack of operation descended parts o
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Bharat Financial Inclusion
Bharat Financial Inclusion Limited (formerly known as SKS Microfinance Limited) BFIL is a banking & finance company (NBFC), licensed by the Reserve Bank of India.
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Medical Financial Assistance Info
Hey folks! As COVID rears its ugly head with a new variant, here’s some information that may be helpful to you if you need to go to the hospital (and even aside from COVID).
First off: IM NOT A LAWYER. Do your homework, I’m just sharing what I found.
https://www.unitypoint.org/filesimages/Financia
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Financial assistance following the September 11 attacks
Charities and relief agencies raised over $657 million in the three weeks following the September 11, 2001 attacks, the vast bulk going to immediate survivors and victims' families.
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Financial Planning Recommendations
Intel Plans Thousands of Job Cuts in Face of PC Slowdown
Considering Intel was a major beneficiary of the CHIPS act, this could be important
https://www.bloomberg.com/news/articles/2022-10-11/intel-is-planning-thousands-of-job-cuts-in-face-of-pc-slowdown#:%7E:text=Intel%20Corp.%20is%20planning%20a,with%20knowledge%20of%20the%20situation
Intel Corp. is p
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Financial adviser
A financial adviser or financial advisor is a professional who provides financial services to clients based on their financial situation.
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Intel Plans to Cut Thousands of Jobs in Face of PC Slowdown
Intel Corp. is planning a major reduction in headcount, likely numbering in the thousands, to cut costs and cope with a sputtering personal-computer market, according to people with knowledge of the situation.
The layoffs will be announced as early as this month, with the company planning to make
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Emergency Economic Stabilization Act of 2008
The Emergency Economic Stabilization Act of 2008, often called the "bank bailout of 2008", was proposed by Treasury Secretary Henry Paulson, passed by the 110th United States Congress, and signed into law by President George W. Bush.
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Spreadsheet - Family FIRE Dream - 30 year plan
Hi all, this is the latest version of our family FIRE spreadsheet (v1.2 now) and our contribution to the FIRE community - we've had some great support over the years which we are paying forward!
😀🥳[https://www.dropbox.com/s/4mrtflxa5cejuhf/2023%20Family%20FIRE%20Dream%20-%2030%20year%20plan%
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Personal finance
Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.When planning personal finances, the individual would consider the suitability to his
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Hickory-1 Well Final Approval of Lease Plan of Operations 2/23/2023
**February 23, 2023**
>From: the State of Alaska Department of Natural Resources
>
>TO: Ashley Gilbert Accumulate Energy Alaska, Inc. , 1300 Post Oak Blvd Ste 2400 Houston, Texas,
# 77056 RE: LONS 22-009, Accumulate Energy Alaska, Inc., Hickory 1 Exploration Well, Lease Plan of Opera
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2007–2008 financial crisis
The 2007–2008 financial crisis, or Global Financial Crisis (GFC), was a severe worldwide economic crisis that occurred in the early 21st century.
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Ramsey Media and Real Estate Empire Revenue Breakdown
**Preface:** *I love Ramsey I think he is a genius and is making the world a better place. A bunch of people here are being pretty negative. I'm just a huge business nerd and I love to breakdown businesses for fun.*
I'm trying to paint a picture of how much money Ramsey's businesses make. I'll put
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Bailout
A bailout is the provision of financial help to a corporation or country which otherwise would be on the brink of bankruptcy.
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Frugal Living Recommendations
Ronald Read (philanthropist)
Ronald James Read (October 23, 1921 – June 2, 2014) was an American philanthropist, investor, janitor, and gas station attendant.
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Jeff Smith (chef)
Jeffrey L. Smith (January 22, 1939 – July 7, 2004) was the author of several cookbooks and the host of The Frugal Gourmet, a popular American cooking show.
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FIRE movement
The FIRE (Financial Independence, Retire Early) movement is a lifestyle movement with the goal of gaining financial independence and retiring early.
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Diligent Work-Frugal Study Movement
The Diligent Work-Frugal Study Movement, often referred to as the Work-Study Movement (simplified Chinese: 留法勤工俭学运动; traditional Chinese: 留法勤工儉學運動; pinyin: Liú Fǎ qíngōng jiǎnxué yùndòng; lit.
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Anne Scheiber
Anne Scheiber (October 1, 1893 – January 9, 1995) was an American IRS auditor and a post-mortem philanthropist who was known for her unconventional way of obtaining wealth.
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Insurance Recommendations
Farmers Insurance just announced return to the office even though a large portion of us were hired as fully virtual.
I kept telling everyone it was coming, but was told even last week that my contract states remote and it always will. Surprise! New CEO decided for us.
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Vehicle insurance
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles.
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Farmers Insurance is forcing employees back to the office - any other insurers hiring?
Burner account for obvious reasons, we got the word today from apparently the CEO, no one else was aware of this, but everyone is required to work in the office starting in the fall. There was no feedback requested, it was an order.
Feeling pretty terrible for employees hired as permanent remote an
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Financial services
Financial services are economic services provided by the finance industry, which together encompass a broad range of service sector firms that provide financial management, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies,
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Lots of posts about pet insurance - learn from my mistake
Do NOT take a routine stool sample to the vet during your underwriting period. We had our first visit with the vet 2 days before underwriting was up for pups insurance. They asked for a stool sample and I took it without thinking because pup seemed a beacon of health. Turns out pup had asymptomatic
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.
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My car insurance with progressive is 534 a month, How do I get this down?
I'm in my early 20's with a very short driving history, I have drivers ed and the reduction certificate for insurance, I have no credit history if that matters and I have no past history of accidents or anything
I drive a 2017 Civic Si if it matters, 500 dollars seems insane but im assuming its ent
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Life insurance
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder).
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Is pet insurance worth it?
I am thinking of adopting an adult dog soon and I am considering purchasing pet insurance. Does anyone use pet insurance and is it worth it and/or necessary for a young adult dog?
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Health insurance
Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.
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Personal Debt Recommendations
Hyperinflation is Coming- The Dollar Endgame: PART 5.1- "Enter the Dragon" (SECOND HALF OF FINALE)
# ([Hey everyone, this is the SECOND half of the Finale, you can find the first half here](https://www.reddit.com/r/Superstonk/comments/z8wus9/hyperinflation_is_coming_the_dollar_endgame_part/))
#
# The Dollar Endgame
**True monetary collapses are hard to grasp for many in the West who have not
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History of the United States debt ceiling
The history of the United States debt ceiling deals with movements in the United States debt ceiling since it was created in 1917.
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Strange Things Volume II: Triffin's Dilemma and The Dollar Milkshake
**As the Fed begins their journey into a deflationary blizzard, they are beginning to break markets across the globe. As the World Reserve Currency, over 60% of all international trade is done in Dollars, and USDs are the largest Foreign Exchange (Forex) holdings by far for global central banks. Now
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Debt
Debt is an obligation that requires one party, the debtor, to pay money borrowed or otherwise withheld from another party, the creditor.
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The $APE / $AMC merger conundrum: could arbitrage traders be the trigger that sets off another short squeeze in the next few weeks? Possible DD for an $APE long
You can go at the end for the TLDR. There are rocket emojis, I promise!
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Alright, I probably got you to click on the thread mainly because of the fancy words in the title (sorry, no corndogs here nor “rarebit rage” for you Welsh food enthusiasts), but hear me out.
I know you h
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Consumer debt
In economics, consumer debt is the amount owed by consumers (as opposed to amounts owed by businesses or governments).
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The $APE / $AMC merge conundrum: what if arbitrage traders were the trigger for a 3rd short squeeze? Potential DD
This is a DD piece I originally wrote for another subreddit, but I thought I might as well share it with you guys to have get opinion on it, even if I think you might be more aware of the situation than other people. ;)
Have a good evening!
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You can go at the end for the TLDR.
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National debt of the United States
The national debt of the United States is the total national debt owed by the federal government of the United States to Treasury security holders.
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Looking for help with FAFSA optimization for FIRE folks
I searched a little, but didn't find anything that looks like any sort of consensus, definitive best practice for FIRE community to plan on optimizing FAFSA the way we optimize federal taxes. Is it Cunningham's law that says the fastest way to get the right answer is to post the wrong one oneline? A
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Debt consolidation
Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.
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Personal Investing Recommendations
F1 Team Payments for 2021 and Dilution example for Andretti
So I've done this before, but there seems to be some interest in this information again. Some new details on Prize money have come out and there's unfortunately some misinformation and misunderstanding regarding Dilution around, so I'll try and explain how this works the best I can, with links and a
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Edgewell Personal Care
The Edgewell Personal Care Company is an American multinational consumer products company headquartered in Shelton, Connecticut.
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Il futuro del settore auto mondiale; aka: come ci stiamo per giocare il 2o export più grande d'Europa e perchè il ban al termico nel 2035 è inutile.
Oggi vi vorrei scrivere la mia tesi sul settore auto (post lungo, siete avvertiti), che verterà sui seguenti temi:
* La situazione attuale
* i l ban alle auto termiche e la sua inutilità
* come avviene una trasformazione disruptiva del mercato
* perché ci stiamo per giocare il 2° export più gr
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Investing.com
Investing.com is a financial platform and news website; one of the top three global financial websites in the world.
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How Did a Bearish Opinioned "DD" Make the Front Page that was Opinion/Speculation? How is it so Heavily Awarded? Bearish Motives.
I am not sure how [a post](https://www.reddit.com/r/BBBY/comments/1275s0u/clear_understanding_of_the_risks_with_bbby/) with a digestible breakdown ended up being "DD" when it contained bearish opinions. The fact that it is "Hot" just comes to show where most of the sub sits looking for reassurance i
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Self-invested personal pension
A self-invested personal pension (SIPP) is the name given to the type of UK government-approved personal pension scheme which allows individuals to make their own investment decisions from the full range of investments approved by HM Revenue and Customs (HMRC).
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Strange Things Volume II: Triffin's Dilemma and The Dollar Milkshake
**As the Fed begins their journey into a deflationary blizzard, they are beginning to break markets across the globe. As the World Reserve Currency, over 60% of all international trade is done in Dollars, and USDs are the largest Foreign Exchange (Forex) holdings by far for global central banks. Now
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Howard Marks (investor)
Howard Stanley Marks (born April 23, 1946) is an American investor and writer.
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(DD) The AAPL’s About To Rot
## Aapl is entirely fucked.
This is not in my usual wheelhouse of plays (tiny companies, under-priced relative to their potential), so hey everything you read from here-on out could be wrong in a thousand ways. Anyway…
Let’s imagine you find $2.3T in your jacket pocket this morning. Fuck that
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Personal development
Personal development or self improvement consists of activities that develop a person's capabilities and potential, build human capital, facilitate employability, and enhance quality of life and the realization of dreams and aspirations.
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